Your Money!!

BLU Graduation Ceremony: 
Let's celebrate your transition into adulthood! 
RSVP for 8/6/11, 6pm, Wasilla Senior Center, only $15 per plate at the buffet.  You will receive a graduation certificate listing out all the classes you attended in order to help YOU, the students, build your job applications, resumes and/or help you with scholarships and grants for your future careers!  **Be sure to request that our partners on this website list out all your classes on your graduation certificate!  
After graduation services are over, lets celebrate!  RSVP for only $15 per plate at the buffet.
Contact BLU for more information.

FOR TEENS & YOUNG ADULTS, 15 - 25 YEARS OLD: 

Course 101 Financial Peace University (FPU) for Students - Equivalent to a Public High School Curriculum, and is already taught in many public high schools nation-wide!
Preview Video & Workbook Samples: www.daveramsey.com/school/foundations-samples
One video supplement, called “Drive Free,” teaches students how to drive free cars for life
- good sound advice for adults too, just watch the video!
Description: Dave creatively weaves in humor and real-life stories that educate and reinforce sound principles of managing money. Learn how to buy your first car, buy a house with confidence, balance your budget, and investment opportunities to advance your $$ future on a solid path into an awesome life.  While watching Dave teach on video, students follow along using the Student Workbook.
Students: 15 – 25 yrs old ONLY!  Parents are encouraged to join us - their feedback is critical for success.
Instructor teaching from the DVD Set: Dave Ramsey
Hands on Course Facilitators / Volunteers: Steve & Julie Baird, BLU, 232-3688, julieb1997 (at) gmail (dot) com
Dates of Event: June 20th – July 18th, 2011 (make up classes are allowed by student's request)
Schedule: TBA (To Be Announced), subject to add more class time in addition to 7pm – 8:30pm, every Monday night for 5 weeks.  We JUST discovered that each chapter is about 1 hour long for 13 sessions!  Please stay tuned into our website, as we will be posting the updated changes ASAP!
Location: Valley Harvest Church, 745-5673, 10697 E Palmer Wasilla Hwy
Registration Good From Now Until 5/30/11: 
1. $12.50 + shipping charge for credit card or debit card payments, 7-10 business days via UPS, click on:
Foundations in Personal Finance Student Workbook
2. $20 cash or check to Steve or Julie Baird (call 232-3688), which covers our expenses incurred for the teacher’s materials and student workbook. A bulk order of all workbooks will be ordered on 5/31/11.
For more information:  
     Steve & Julie Baird, 232-3688, julieb1997 (at) gmail (dot) com
     Dave Ramsey's Lampoo Group / Jason Mayes 800-781-8914 x5203 www.daveramsey.com/school
LATE Registration 5/31/11 – 6/20/11: $20 cash or check due at the door on the first day of class, which covers expenses for the teacher’s materials and student workbook.
Absent: makeup classes are permitted upon request by the student if you are absent 
Grades: PASS or FAIL - students are graded on attendance and interaction in the class, so you must attend ALL classes, or student must request any make-ups in order to get your graduation certificate with a list of completed courses (more classes offered under the Career Explosion or New Drivers tabs, etc.) at the graduation ceremony August 6 2011, 6pm, which will help you build your job resume and/or your applications for college scholarships.

**CLASS SYLLABUS:  Each chapter takes up to 1-1/2 hour class 

Unit 1: Saving and Investing 

Chapter 1: Savings –

    Three basic reasons to save money: emergency fund, purchases, building wealth
    Discipline, patience and goal setting as related to personal and financial matters

Chapter 2: Understanding Investments –

    Compound and simple interest
    Liquidity, diversification, risk-return ratio
    Certificates of deposit, money markets, single stocks, bonds, mutual funds, rental real estate, annuities, commodities and futures

Chapter 3: Wealth Building and College Savings –

    Benefits of long- and short-term investing using tax-favored plans
    IRAs, Roth IRAs, SEPP, 401(k), 403(b) and 457 retirement plans
    Educational Savings Accounts, 529 Plans, UTMA and UGMA

Unit 2: Credit and Debt

 

Chapter 4: Dangers of Debt –

    Myths associated with debt, including credit cards, payday lending, rent-to-own, debt consolidation, leasing automobiles and co-signing loans
    The history of debt and how to avoid it
    The aggressive marketing of debt, particularly to young people

Chapter 5: Consumer Awareness –

    The power of marketing on buying decisions, including "0% APR" and "no interest" deals
    Ways companies compete for our money, including product positioning, advertising, brand recognition and personal selling

Chapter 6: Credit Bureaus and Collection Practices –

    How to read a credit report and correct inaccuracies
    Uncover the myth about building your credit score
    Systematic plan to deal with creditors and avoid bankruptcy
    Fair Debt Collection Practices Act explained
Unit 3: Financial Responsibility and Money Management

 

Chapter 7: Budgeting 101 –

    In-depth explanation of balancing a checkbook
    Step-by-step methods of creating and living on a written budget

Chapter 8: Bargain Shopping –

    Benefits of negotiating and basic rules to follow for success
    Negotiating techniques

Chapter 9: Relating with Money –

    Explore how men and women view money differently
    Identify personality traits regarding money 

Unit 4: Insurance/Risk Management and Income/Careers

Chapter 10: Careers and Employment Taxes –

    Discuss career choices that fit personality styles and occupational desires
    Learn successful job-search strategies such as cover letters, resumes and interview techniques
    Understand payroll taxes and terms such as FICA, state, federal and Social Security withholdings
    Examine tax revenue sources for federal, state and local governments

Chapter 11: Ins and Outs of Insurance –

    Describe various insurance coverage including renter's, homeowner's, automobile, health, disability, long-term care, identity theft and life insurance
    Understand insurance terminology such as deductible, stop loss, elimination period, replacement coverage, liability and out-of-pocket maximum
    Distinguish between term life, cash value and whole life insurance

Chapter 12: Real Estate and Mortgages –

    Knowledge of the buying, selling and renting process
    Ability to weigh the various costs associated with home ownership and renting
    Describe types of mortgages including ARM, balloon, conventional, VA, reverse, FHA and owner financing

Financial Peace University, Bonus Chapter 13: The Power of Giving

This class is provided as the last and final class for this course
Student attendance is optional, and will not be required for a passing grade
Donations: this is an optional gift donation that will be collected during this class and given to Valley Harvest Church as a thank you gift for letting us use their facility
**NOTE: There is so much to be gained from this class regardless of whether or not you believe in God.
In The Power of Giving—an optional supplemental chapter—Dave teaches students from a practical and biblical perspective why giving is an important aspect of a healthy lifestyle.
Question & Answer Discussion, facilitated by Steve & Julie Baird

FOR ADULTS:  

FPU (Financial Peace University for ADULTS 18 & up) by Dave Ramsey
Description: www.daveramsey.com
**GET OUT OF DEBT WITH DAVE RAMSEY'S TOTAL MONEY MAKEOVER.  Learn how to balance a budget (not just a bank account), buy a car, buy a house, become debt free, save a $1,000 emergency fund, save an emergency fund of 3 – 6 months of income, and how to choose from all the many types of investments, insurance, etc. available, and warnings of how to protect your financial future, plus so much more.  Taught at a variety of locations in Wasilla – for details, see Dave Ramsey's website, www.daveramsey.com, put your mouse over “Classes” and click on “Find A Class”.  There is already a class starting in Wasilla, August 2011.  **NOTE: This is NOT a bible study – there’s no mention of scriptures in this course, and is open to ALL people.
Registration:  Click on Dave Ramsey's website above
Instructor teaching from the DVD Set: Dave Ramsey
Hands on Course Facilitators / Volunteers: Todd Stafford / Wasilla Assembly of God
Location: Wasilla Assembly of God   http://wasillaag.org
Dates & Times: August 2011, click on Dave Ramsey's website for details here, information won't be on Wasilla Assembly of God's website until a later date.


FOR TEENS & YOUNG ADULTS, 15 - 25 YEARS OLD: 

Course 102 Generation Change - Summer of 2012
Description: www.daveramsey.com
Healthy perspectives on money and a bible study for teens on what God says about money.
Registration: Steve & Julie Baird, 232-3688, julieb1997 (at) gmail (dot) com 
Instructor teaching from the DVD Set: Dave Ramsey
Hands on Course Facilitators / Volunteers: Steve & Julie Baird, BLU, 232-3688
Location: TBA
Dates & Times: TBA - under consideration for summer of 2012
Subscribe to: Posts (Atom)